Hi,
Im looking for some advice. I was involved in a car accident last Sunday, and my insurers are just jumping to 50/50 liability.
Take a look at this footage
Dashcam footage (https://www.youtube.com/watch?v=I16xB6Wuk4s )
(it is worth noting that the dash cam was destroyed in the accident by the airbags, and the time that is attached the video is scrambled and incorrect)
I always drive with a dash camera running, and as you can see i maintain a speed that is safe relative to visibility. I then slow down to a crawl approaching the sharp bend.
Luckily, I did manage to stop moments before impact. Unfortunately the Mercedes was traveling at around 35-40MPH, and didnt even get a chance to brake because of the manner of his driving. He went round a completely blind bend at that speed.
Police attended the scene and are considering prosecuting for driving without due care.
My insurers insist that because it is a single lane road, liability is 50/50.
I maintain I was driving safely, and at a speed that shows that I was able to stop in good time. I am not at fault.
Unsure where to go from here. I have contacted the Ombudsman, but they are unable to affect the insurers choice.
What are my options?
Im looking for some advice. I was involved in a car accident last Sunday, and my insurers are just jumping to 50/50 liability.
Take a look at this footage
Dashcam footage (https://www.youtube.com/watch?v=I16xB6Wuk4s )
(it is worth noting that the dash cam was destroyed in the accident by the airbags, and the time that is attached the video is scrambled and incorrect)
I always drive with a dash camera running, and as you can see i maintain a speed that is safe relative to visibility. I then slow down to a crawl approaching the sharp bend.
Luckily, I did manage to stop moments before impact. Unfortunately the Mercedes was traveling at around 35-40MPH, and didnt even get a chance to brake because of the manner of his driving. He went round a completely blind bend at that speed.
Police attended the scene and are considering prosecuting for driving without due care.
My insurers insist that because it is a single lane road, liability is 50/50.
I maintain I was driving safely, and at a speed that shows that I was able to stop in good time. I am not at fault.
Unsure where to go from here. I have contacted the Ombudsman, but they are unable to affect the insurers choice.
What are my options?