Help please

Hi all,

First time posting so apologise if this question has been asked before.

I am in a bit of a pickle. My car was written off 2weeks ago, parked up outside the house, no one in it. Driver crashed into me and my car is badly damaged. I have gone through the process of having it removed etc and been told by the car examiner that it is a write off.
Insurance company have asked for paperwork, however when I have gone to look for everything I have just seen the mot is out of date. I feel so sick and am now worried that I will get taken to court for having an illegal car. I am also concerned that I will have to pay for the damage to the other drivers car, even though it wasn't my fault, however my car shouldn't have been parked on the road without an mot. I've looked at my insurance policy and it clearly states that if car doesn't have valid mot it the insurance is invalid. I've tried to ring the company but they have shut. I will tell them tomorrow.

I want to prepare myself for the most realsitc outcome. If anyone has any experince of this it would be appreciated if you could share.

Thank you all in advance