Hi there.
I was involved in an accident that wasn't my fault last night. They reversed their car into their drive and didn't see me as I was driving past and swung out into my car. There was a witness who saw it all.
I haven't informed my insurer yet but have already received a text message from the other party's insurer:
'Admiral ref.******* - We are sorry to hear you have been involved in an
accident with our insured. We would like to help with any damage caused
to save you claiming with your insurers, paying an excess and we will
also supply a free replacement vehicle to suit your needs - Please call
03303335531 ext 25256. Please note SMS responses are unmonitored'
Does this mean he has already admitted liability to his insurer? Is it safe to settle with his insurer and not inform mine so that I don't get stung with increased premiums? I have protected NCD.
Do I HAVE to inform my insurer?
Any help greatly apreciated :)
I was involved in an accident that wasn't my fault last night. They reversed their car into their drive and didn't see me as I was driving past and swung out into my car. There was a witness who saw it all.
I haven't informed my insurer yet but have already received a text message from the other party's insurer:
'Admiral ref.******* - We are sorry to hear you have been involved in an
accident with our insured. We would like to help with any damage caused
to save you claiming with your insurers, paying an excess and we will
also supply a free replacement vehicle to suit your needs - Please call
03303335531 ext 25256. Please note SMS responses are unmonitored'
Does this mean he has already admitted liability to his insurer? Is it safe to settle with his insurer and not inform mine so that I don't get stung with increased premiums? I have protected NCD.
Do I HAVE to inform my insurer?
Any help greatly apreciated :)