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Incorrect salvage category?

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Hi!

Would be very thankful if someone could explain to me this salvage category thing.

As I understand an insurance companie's expert determines to which category the damaged vehicle is prescribed to. Are there like a common regulations which are clear for all the experts from every insurance company or each company has it's own regulations?
I have a situation - I have bought an salvage category C motorcycle and after taking off the damaged parts I have discovered a crack in it's main frame.
Is it not as bad, or someone hasn't done his job properly?

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