Have free motor legal on my fully comp insurance, have had a non fault accident when a car pulled in front of me on a 40mph road from a car park within ten feet, have 3 witness and car cam footage plus police report no brainer not my fault. Question is do I pursue my personal injury through legal cover provided free from my insurance or am I best going no win no fee, insurance legal may try dumb down claim as could be claiming from one of there own companies vs 25% cost????, Other question is not going direct through my insurance but another company they use so not losing ncd and not paying excess will this increase my premium????
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