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Garage parts and Labour Rac refusing to pay

I have had my peugeot 207 for 4 months now and it's got full service history. To cut a long story short my turbo went on Tuesday so it was took to the peugeot dealer but now the RAC are not paying because the turbo only got knackered because the car as not been service property. Where do I stand in this matter because at the moment the bill stands at £1300.

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