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5 Yrs NCB (not protected) have accident at fault want to become taxi driver How much?

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I will be pleased if someone can help ...I have full Uk license,I am 48 years old and holding this Car license since 1996 issued in France
I have my 1st car insurance in UK with Aviva which I bought online by a broker in Feb 2013.I have 5 years NCB from France. I have an accident in March 2013 with another car (My Fault). I,m paying anually just over 1500 (130 monthly instalment)...I have few question ???
1. When there will be renewal in Feb 2014 how much premium will increase ?
2. I am trying to become Private Hire Vehicle Driver, How I can get cheaper insurance after accident ??
3.Which insurance is best for taxi ?
4. Have I lost whole of NCB of 5 years ? OR lost just 2 years ?

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