I've had a false claim made against my motorcycle policy. Apparently I hit someone from behind on my bike in December. Their car now needs extensive repairs. It definitely wasn't mecad I was 300 miles away that day with my God daughters.
My insurance co. Has suspended my NCB and said I must proce that IT wasn't me. They have also added a fault claim onto my record. They will not disclose any details and have not asked me for anything. I don't know, when, who, what damage, or anything about the incident. All I know was it was allegedly on the Brighton Road, a big road. My bike is also intact and hadn't gone between Nov and Feb.
Thing is my insurance is due a renewal next week and my premium has gone up x5, and I can't afford that to reinsure. I'd things aren't doeted out, I'll be immobile. My main concern is my cousin has terminal cancel and is in a hospice 100 makes away. I ride up every week to see her. No bike means no access to cousin.
No idea what to do??
Any advice??
My insurance co. Has suspended my NCB and said I must proce that IT wasn't me. They have also added a fault claim onto my record. They will not disclose any details and have not asked me for anything. I don't know, when, who, what damage, or anything about the incident. All I know was it was allegedly on the Brighton Road, a big road. My bike is also intact and hadn't gone between Nov and Feb.
Thing is my insurance is due a renewal next week and my premium has gone up x5, and I can't afford that to reinsure. I'd things aren't doeted out, I'll be immobile. My main concern is my cousin has terminal cancel and is in a hospice 100 makes away. I ride up every week to see her. No bike means no access to cousin.
No idea what to do??
Any advice??