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Snapped cambelt

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Cambelt snapped on Renault Laguna, destroying engine. 5 years old and 38,000 miles on the clock. Renault's recommended timeframe for cambelt is 6 years and 96,000 miles. Car has been regularly serviced at main dealership, the latest just 6 months before incident, yet they expect me to pay 40% of the cost (over £2000). Can't see how I'm responsible for any of it. Any advice welcome.

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