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legal fees

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right, I was in an accident when a cyclist pulled out in front of me and I hit them and they are claiming on my insurance, my company are confident I will win as the cyclist pulled out of a side road over giveway lines into a main road. anyway I've been told to wait now as it could go to court if they cyclist doesn't give up as we are not saying we are liable at all, if t does go to court will I have to pay any fees? on my insurance I haven't got any add ons like legal cover ect.. but they also haven't mentioned about any fees at all, thanks

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