Some guy scratched my door whilst leaving his car. I obtained his details, got photographic evidence etc. Scratch is small, about 5mm long and 1mm thick, however is deep so visible.
questions:
1. can i claim it off his insurer myself rather than phoning my insurers?
2. how will this affect my policy, would it 'notification' only, which isnt a claim/accident means no need to be declared on new quotes?
3. do i have right to get money and use my other garage to fix it?
questions:
1. can i claim it off his insurer myself rather than phoning my insurers?
2. how will this affect my policy, would it 'notification' only, which isnt a claim/accident means no need to be declared on new quotes?
3. do i have right to get money and use my other garage to fix it?