I was in a private housing complex where you have to pull up to the gates then reverse as they open, I checked my mirrors and went back as I went to stop the car jolted by another car coming from behind me, I am not by any circumstances saying I am not partly to blame but that car came from around the corner and as the man who was driving lives in that complex I would assume he should know that people have to reverse back from the gates, it's almost like he assumed it would be clear as it usually is however I got out car and apologised not because I thought it was all my fault but mainly because he has a brand new merc and I have a little 06 plate corsa! We inspected the damage and only saw scratches I offered to exchanged details but as the person I was with is friends with the boy they both had a discussion where My friend said he has some t cut he will do for him, my friend later bumped into him that day and again asked about his car he said all was fine now over a month later he has gone to my friend and asked for my insurance details as apparently there is damage first he said 900 now he is saying he got another quote saying 500, I can't help but think this damage has been done after as he's a young boy driving a status car as such, but I'm worried as we never claimed that I'm now going to look like I just went off without wanting to claim, I've emailed my insurance and told them the truth I did mention I was reversing as I don't want to lie and say he just went into the back of me but I know I was near enough stopped (breaking) when he hit me neither was driving fast anyways as the road does not allow but I'm just worried as I haven't been driving long, will this mean my insurance will be void as I didn't claim in the day and because I'm not claiming for the minor scratches?
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