Hi ,
Recently i was involved in a minor car accident , i bumped a car infront of me , the damage was very minor.
As the fault was mine, i asked if we can settle the claim privately and he agreed. A few days later he gave me quote from a local bodyshop ( £165 ) and i happily paid , he wrote on the body shop quote he would not pursue a claim and signed it.
A few days later i received a email from my insurance company , informing me they have received notification of an incident and an included form which i have to fill in.
I am confused on what to do has the whole reason i settled privately was so it would not affect my no claims discount.
Do i need to reply to the insurance company as we settled privately ? was it a mistake that i settled and should i ring him up and ask for my money back ? will this affect my renewal ?
Many Thanks for the help and sorry for the rambling
Roger
Recently i was involved in a minor car accident , i bumped a car infront of me , the damage was very minor.
As the fault was mine, i asked if we can settle the claim privately and he agreed. A few days later he gave me quote from a local bodyshop ( £165 ) and i happily paid , he wrote on the body shop quote he would not pursue a claim and signed it.
A few days later i received a email from my insurance company , informing me they have received notification of an incident and an included form which i have to fill in.
I am confused on what to do has the whole reason i settled privately was so it would not affect my no claims discount.
Do i need to reply to the insurance company as we settled privately ? was it a mistake that i settled and should i ring him up and ask for my money back ? will this affect my renewal ?
Many Thanks for the help and sorry for the rambling
Roger
