hi all i wonder if any one can help with advice after a few honest mistakes
while i was away for a week with the better half last month it hit me my insurance ran out the next day being away for the week with no internet and very busy i made the stupid mistake of calling my parents and asking them to find a good quote and take out my insurance for me as all my cards etc where at home to and needed to drive the car 400 miles back that weekend
well a phone call later all sorted i thought nothing more of it insurance start was 20/08/2013
on the 28/08/2013 i had a very minor rta ( slight nudge in the rear of a van slight small dent in rear door and no damage at all to my audi ) insurance details where passed on and my insurance informed every thing fine no problem
this is where the problems start , today my insurance company sent me a email saying i had not told them about a claim from 2010 on a old policy and they want a reason why i have not told them , a copy of my ncb , copy of driving license , and a copy of my v5 or my policy will be void within 14 days , its only then i view my policy documents and notice the problem my parents details they had used to take out my policy are wrong big time !
(1)policy states held license since 2005 nope i passed in 2009
(2) ive owned the car im insuring since 2005 again nope bought it a month ago !
what can i do about this im a little lost?
a work college seems to think they will void my policy meaning i will have to pay for any damages etc from the rta and also go to court for no insurance and possibly insurance fraud ?? help !!
while i was away for a week with the better half last month it hit me my insurance ran out the next day being away for the week with no internet and very busy i made the stupid mistake of calling my parents and asking them to find a good quote and take out my insurance for me as all my cards etc where at home to and needed to drive the car 400 miles back that weekend
well a phone call later all sorted i thought nothing more of it insurance start was 20/08/2013
on the 28/08/2013 i had a very minor rta ( slight nudge in the rear of a van slight small dent in rear door and no damage at all to my audi ) insurance details where passed on and my insurance informed every thing fine no problem
this is where the problems start , today my insurance company sent me a email saying i had not told them about a claim from 2010 on a old policy and they want a reason why i have not told them , a copy of my ncb , copy of driving license , and a copy of my v5 or my policy will be void within 14 days , its only then i view my policy documents and notice the problem my parents details they had used to take out my policy are wrong big time !
(1)policy states held license since 2005 nope i passed in 2009
(2) ive owned the car im insuring since 2005 again nope bought it a month ago !
what can i do about this im a little lost?
a work college seems to think they will void my policy meaning i will have to pay for any damages etc from the rta and also go to court for no insurance and possibly insurance fraud ?? help !!