Hi every1 this is my post hope someone can help would be great
this is a basic copy of my statement to insurance
it has loads of photos wish i could add them cos it is that clear what the other driver has done you dont have to be an expert to see
my insurance seem like they are happy with the 50/50 and not really help full after i have tried to do as much as possible
i was driving home and approached a 4 way junction controlled by traffic and filter lights ,
As I was approaching the lights had just changed green, I had been slowing down for the lights and I was slowing down to turn right onto W Lane, going towards the W direction and back home (just round the corner, I didnt have to leave for work until well after 9am to avoid traffic) ,
As I was turning another car was turning left up KH road past me (it was silver I think, it didnt stop),
When another car (BMW) seemed to come from behind it but straight up W lane to go towards P direction and then collided into my front drivers front light area causing both cars airbags to deploy,
It seemed like my van had taken the worse of the damage and seemed like the BMW was stuck in the engine area of my van,
After a few seconds of confusion, and being shaken from what had just happened with the air bag exploding in my face, I turned everything off and put the handbrake on and I got out of the van
As I was getting out of the van the driver of the BMW lent out of his door and said what the **** was you doing you jumped the red light.
I replied No I dont think so, you have jumped the filter light.
The driver of the BMW looked puzzled and started to get out, then replied will you was coming round the bend too fast.
I replied no its a filter light to turn left only and you jumped it
After this the driver was less aggressive and spent most of the remaining time in there BMW.
The road I was coming from is single lane traffic lights and a tight bend either left or right, the lane the other car was coming from is a double lane with traffic lights and a filter light for left turn only,
I believe from all the photos you can easily see the other car has been coming down W Lane towards P at some speed as the lights are changing,
I believe the BMW was in the wrong lane (the left turn only) and the silver car was waiting at the lights turning left (the silver car may or may not of had its indicators on and this could of confused Mr J approaching at speed)
when the filter light has changed the silver car has turned up kings highway past me and the BMW was coming up behind it at speed and they have swerved round it or cut across from the silver car turning left and jumped the lights to go forward and collided with me as I was turning into W Lane.
(Here i have added a diagram showing road layout and positions of the cars and a key and lots of photos from every single angle and every side of the junction)
In the photos you can see the positions of both the cars, the line of the BMWs wheels which is the same as the purple line
,
This picture is taken from the other side of the junction, you can see two cars waiting at the lights, this picture shows that Mr J must of come across from the left lane, also if Mr J was in correct lane and waiting at the lights would have seen me more and struck me at a different angle.
The BMW was stuck in park and steering stuck as Mr J told the police and recovery driver he was able to move it in any way or form.
And I have taken a picture from behind a car going towards P in the correct lane; you can clearly see that the BMW has come across from the left turn only lane,
Other cars moving near them in both lanes which give a better idea of how you would approach the junction,
Even the angel of the pickup truck, that it had to take to get an almost a straight line to the BMW, and you can see that the BMWs angle is greater and come from the left turn only lane
I have even taken a number of photos of the junction after the accident to see cars using the double lanes correctly.
After the accident I went to the side of the road and called the emergency services, while I was doing this the other driver and passenger where trying to contact a taxi because the passenger was late for a flight.
I also managed to get a picture of the passenger grabbing their suitcase from the car and running to the taxi.
Within 5-8mins of the accident the passenger was gone in a taxi, I was unable to get there details but the driver said it was there son, I believe this shows that the driver of the BMW Mr Johnson was driving at speed and I believe the driver was rushing around because they was late for a flight.
My phone says I called 999 at 9:45 and it says I took this photo at 9:51
The other driver waited in the BMW and made a number of calls using there in car system as I could hear it at the side of the road, I also believe they may have been on a call while driving and this also combined with being late and rushing around has contributed to them causing the accident .
No other cars stopped after the accident.
There is CCTV at the fish and chip shop near the lights I will ask if it caught any of the accident, ( they said there cameras get the junctions both way mr j was going but only have a 7 day play back then its on there hard drive but they dont know how to access it, iv told insurance this)
When I was waiting for the pickup truck a worker from B hill on the corner of the junction approached me and said one of his co-workers had seen some of it and took my details to contact me, (but he hasnt, i think mr j has his details)
There was no one in site of the accident only some builders standing on wd road down from the lights from bhill, there was no one outside the café or shop that I could see as it was very early
An off duty police officer stopped some time after who was passing and spoke to Mr Johnson in his car, and then me , I told him I had called 999 and they said it could be an hour before they can attend, he checked we was ok then left,
Soon after an ambulance fast response was passing and stopped and checked on both myself and Mr J, and advised Mr J to wait outside of the BMW, I was told his response was its too cold
At around 8am Mr J recovery had turned up and he wanted the BMW moved, the ambulance driver advised him that he should wait for the police to attend before moving the car, Mr J was very persistent towards the ambulance driver and the ambulance driver stated I have no power to stop you moving the car but you should wait for the police
But after about 5mins of this the police turned up
The police where more interested in just clearing the cars than what had happened in the accident
Once Mr J BMW was recovered, I and the police rolled my van onto Wd Road to park
Myself and Mr J exchanged details
The police said I could leave so I walked home, which is near the scene of the accident
When I got home I called insurance
After I had spoken to insurance I had to drive from home to the van and unload it before the pickup truck came
I think I made 3 trips and the truck turned up while I was there
After the accident and the van had been picked up I felt some pain in my chest where I believe the belt strap had pulled on my ribs
I went to A and E and was seen by a doctor and told I had whiplash
(here i have added all the best photos )
(then i was going past again and and another car had almost done the same thing as mr j so i got a picture of there car posistion to compare and have sent to insurance)
this is a basic copy of my statement to insurance
it has loads of photos wish i could add them cos it is that clear what the other driver has done you dont have to be an expert to see
my insurance seem like they are happy with the 50/50 and not really help full after i have tried to do as much as possible
i was driving home and approached a 4 way junction controlled by traffic and filter lights ,
As I was approaching the lights had just changed green, I had been slowing down for the lights and I was slowing down to turn right onto W Lane, going towards the W direction and back home (just round the corner, I didnt have to leave for work until well after 9am to avoid traffic) ,
As I was turning another car was turning left up KH road past me (it was silver I think, it didnt stop),
When another car (BMW) seemed to come from behind it but straight up W lane to go towards P direction and then collided into my front drivers front light area causing both cars airbags to deploy,
It seemed like my van had taken the worse of the damage and seemed like the BMW was stuck in the engine area of my van,
After a few seconds of confusion, and being shaken from what had just happened with the air bag exploding in my face, I turned everything off and put the handbrake on and I got out of the van
As I was getting out of the van the driver of the BMW lent out of his door and said what the **** was you doing you jumped the red light.
I replied No I dont think so, you have jumped the filter light.
The driver of the BMW looked puzzled and started to get out, then replied will you was coming round the bend too fast.
I replied no its a filter light to turn left only and you jumped it
After this the driver was less aggressive and spent most of the remaining time in there BMW.
The road I was coming from is single lane traffic lights and a tight bend either left or right, the lane the other car was coming from is a double lane with traffic lights and a filter light for left turn only,
I believe from all the photos you can easily see the other car has been coming down W Lane towards P at some speed as the lights are changing,
I believe the BMW was in the wrong lane (the left turn only) and the silver car was waiting at the lights turning left (the silver car may or may not of had its indicators on and this could of confused Mr J approaching at speed)
when the filter light has changed the silver car has turned up kings highway past me and the BMW was coming up behind it at speed and they have swerved round it or cut across from the silver car turning left and jumped the lights to go forward and collided with me as I was turning into W Lane.
(Here i have added a diagram showing road layout and positions of the cars and a key and lots of photos from every single angle and every side of the junction)
In the photos you can see the positions of both the cars, the line of the BMWs wheels which is the same as the purple line
,
This picture is taken from the other side of the junction, you can see two cars waiting at the lights, this picture shows that Mr J must of come across from the left lane, also if Mr J was in correct lane and waiting at the lights would have seen me more and struck me at a different angle.
The BMW was stuck in park and steering stuck as Mr J told the police and recovery driver he was able to move it in any way or form.
And I have taken a picture from behind a car going towards P in the correct lane; you can clearly see that the BMW has come across from the left turn only lane,
Other cars moving near them in both lanes which give a better idea of how you would approach the junction,
Even the angel of the pickup truck, that it had to take to get an almost a straight line to the BMW, and you can see that the BMWs angle is greater and come from the left turn only lane
I have even taken a number of photos of the junction after the accident to see cars using the double lanes correctly.
After the accident I went to the side of the road and called the emergency services, while I was doing this the other driver and passenger where trying to contact a taxi because the passenger was late for a flight.
I also managed to get a picture of the passenger grabbing their suitcase from the car and running to the taxi.
Within 5-8mins of the accident the passenger was gone in a taxi, I was unable to get there details but the driver said it was there son, I believe this shows that the driver of the BMW Mr Johnson was driving at speed and I believe the driver was rushing around because they was late for a flight.
My phone says I called 999 at 9:45 and it says I took this photo at 9:51
The other driver waited in the BMW and made a number of calls using there in car system as I could hear it at the side of the road, I also believe they may have been on a call while driving and this also combined with being late and rushing around has contributed to them causing the accident .
No other cars stopped after the accident.
There is CCTV at the fish and chip shop near the lights I will ask if it caught any of the accident, ( they said there cameras get the junctions both way mr j was going but only have a 7 day play back then its on there hard drive but they dont know how to access it, iv told insurance this)
When I was waiting for the pickup truck a worker from B hill on the corner of the junction approached me and said one of his co-workers had seen some of it and took my details to contact me, (but he hasnt, i think mr j has his details)
There was no one in site of the accident only some builders standing on wd road down from the lights from bhill, there was no one outside the café or shop that I could see as it was very early
An off duty police officer stopped some time after who was passing and spoke to Mr Johnson in his car, and then me , I told him I had called 999 and they said it could be an hour before they can attend, he checked we was ok then left,
Soon after an ambulance fast response was passing and stopped and checked on both myself and Mr J, and advised Mr J to wait outside of the BMW, I was told his response was its too cold
At around 8am Mr J recovery had turned up and he wanted the BMW moved, the ambulance driver advised him that he should wait for the police to attend before moving the car, Mr J was very persistent towards the ambulance driver and the ambulance driver stated I have no power to stop you moving the car but you should wait for the police
But after about 5mins of this the police turned up
The police where more interested in just clearing the cars than what had happened in the accident
Once Mr J BMW was recovered, I and the police rolled my van onto Wd Road to park
Myself and Mr J exchanged details
The police said I could leave so I walked home, which is near the scene of the accident
When I got home I called insurance
After I had spoken to insurance I had to drive from home to the van and unload it before the pickup truck came
I think I made 3 trips and the truck turned up while I was there
After the accident and the van had been picked up I felt some pain in my chest where I believe the belt strap had pulled on my ribs
I went to A and E and was seen by a doctor and told I had whiplash
(here i have added all the best photos )
(then i was going past again and and another car had almost done the same thing as mr j so i got a picture of there car posistion to compare and have sent to insurance)