So firstly, I am 100% at fault. There was no one in the other car and I was manouvering around it. I badly damaged their driver door and it needs replacing. I did offer to pay from pocket but the quotes have come back too high so I need to go through insurance.
I have given them:
My Name
Address
Insurer I'm with
Policy Number
Car / Registration
What steps should I take? Do I need all their details and need to call my insurance to tell them what happened? I'm not sure what classes as a 'claim' and who I need to talk to? My car just came away with a few scratches I don't care about, but to get their's fixed, is that a claim?
Also, I'm a very very new driver and was paying 1,200 for insurance coverage, how much can I expect this to increase my yearly rate?
I have given them:
My Name
Address
Insurer I'm with
Policy Number
Car / Registration
What steps should I take? Do I need all their details and need to call my insurance to tell them what happened? I'm not sure what classes as a 'claim' and who I need to talk to? My car just came away with a few scratches I don't care about, but to get their's fixed, is that a claim?
Also, I'm a very very new driver and was paying 1,200 for insurance coverage, how much can I expect this to increase my yearly rate?