Hi, my wife 2 years ago in traffic hit the car in front since the driver was distracted talking on the phone....no damages was caused to our car and to the other only a questionable scratch...believe our insurance paid something anyway for the damage but now we received a letter from the insurance telling that because we admitted to touch the car they are now proceeding to defend a claim for personal injury....while waiting on Monday to speak to them and to know more , i am just wondering if there is an easy way to stop this scam since all the other parties involved have an interest in the claim going through. The hit was probably at less than 5 miles, no police/ ambulance was called and beside my wife upsetting the other woman telling her that she should not have been on the phone ,nobody was hurt. Thanks for any comment/advise in advance ..have nice Sunday .
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