Hi, I'm new here & hope this is the right place to ask this. The story goes;
Driveing along on a country road at 55mph minding my own business, I feel a sneeze coming on, I'm on a road I know well & know theres a laybye 3/4 mile ahead. Knowing me I never sneeze once so I hold it in untill 1/2 way round a shallow flat bend, with the laybye ahead, out comes the sneeze.
Well the left hand front wheel catches the grass verge which drags the rest of the vehicle into the 3ft deep boalder lined ditch & completely totals the vehicle, no injury to me.
Question 1/ Is this accident my fault as I tryed to hold it in & reach the safety of the laybye?
Question 2/ Will/should my insurer cover the damage as I'm insured comprehensive?
Your thoughts would be appreciated.
Driveing along on a country road at 55mph minding my own business, I feel a sneeze coming on, I'm on a road I know well & know theres a laybye 3/4 mile ahead. Knowing me I never sneeze once so I hold it in untill 1/2 way round a shallow flat bend, with the laybye ahead, out comes the sneeze.
Well the left hand front wheel catches the grass verge which drags the rest of the vehicle into the 3ft deep boalder lined ditch & completely totals the vehicle, no injury to me.
Question 1/ Is this accident my fault as I tryed to hold it in & reach the safety of the laybye?
Question 2/ Will/should my insurer cover the damage as I'm insured comprehensive?
Your thoughts would be appreciated.